S & U PLC.
SUS.LSE | Other credit granting
S & U PLC is a United Kingdom-based specialist motor finance company. The Company is engaged in the provision of motor finance and specialist property finance. The Company operates through two segments: Advantage Finance and Aspen Bridging. Advantage Finance provides non-prime motor finance. Aspen B...Show More
Better Health for All
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No evidence available to assess S & U PLC on Better Health for All.
Fair Money & Economic Opportunity
-20
S&U PLC's profit reinvestment in community initiatives is low, with the Keith Coombs Trust donating £60,000 in the year to January 31, 2025,
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which represents 0.25% of the Group's £24.0 million profit before tax for the same period.
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In terms of pricing fairness, Aspen Bridging offers loan rates starting from 0.75% per month (9% APR) as of early 2024,
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which is below the UK market average of 1% per month (12% APR) for bridging loans.
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The company emphasizes transparent and fair lending with no hidden fees.
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For fair lending compliance, Advantage Finance has a low Financial Ombudsman Service (FOS) uphold rate of 15-16% for complaints,
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stated as one of the best in the non-prime motor finance sector.
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The company also successfully concluded a regulatory review with the FCA on forbearance and affordability in April 2025
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and has never linked interest rates to broker commissions.
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Fair Pay & Worker Respect
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No evidence available to assess S & U PLC on Fair Pay & Worker Respect.
Fair Trade & Ethical Sourcing
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No evidence available to assess S & U PLC on Fair Trade & Ethical Sourcing.
Honest & Fair Business
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No evidence available to assess S & U PLC on Honest & Fair Business.
Kind to Animals
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No evidence available to assess S & U PLC on Kind to Animals.
No War, No Weapons
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No evidence available to assess S & U PLC on No War, No Weapons.
Planet-Friendly Business
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No evidence available to assess S & U PLC on Planet-Friendly Business.
Respect for Cultures & Communities
20
The company reports no cultural appropriation incidents.
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It states that FPIC processes and indigenous suppliers are not applicable to its operations.
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The company has well-established policies for complaints, routed to its Complaints Department in Grimsby or its head office in Solihull, covering both of its main operational sites.
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Safe & Smart Tech
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No evidence available to assess S & U PLC on Safe & Smart Tech.
Zero Waste & Sustainable Products
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No evidence available to assess S & U PLC on Zero Waste & Sustainable Products.