MASHINIi

Washington Trust Bancorp, Inc..

WASH.US | Other monetary intermediation

Washington Trust Bancorp, Inc. is a financial holding company. It provides a range of banking and financial services through its subsidiary, The Washington Trust Company. These services include commercial banking, retail banking, wealth management, and mortgage banking. The company offers deposit ac...Show More

Ethical Profile

Mixed.

Washington Trust Bancorp has been linked to fair lending violations, settling with the Department of Justice over alleged redlining in Rhode Island between 2016 and 2021. This settlement involved $7 million in mortgage loan subsidies and $2 million for community outreach, addressing claims the bank allegedly failed to provide lending services in primarily Black and Hispanic neighborhoods. In response, the bank has reportedly increased lending in Majority-Minority Census Tracts and is expanding its team focused on low- and moderate-income communities. The company also provides financial literacy programs to schools and communities.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-40
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing-20
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products-30
-100100

Better Health for All

0

The provided article for Washington Trust Bancorp, Inc. (WASH.US) focuses on banking products, services, company news, awards, and personnel changes.

1
It explicitly states that it does not contain any data relevant to WASH.US or the 'Better Health for All' ethical value, and no metrics related to health are present.
2
Therefore, no KPIs can be scored based on the evidence provided.

Fair Money & Economic Opportunity

-40

Washington Trust settled with the U.S. Department of Justice for alleged fair lending law violations, specifically redlining, in Rhode Island between 2016 and 2021.

1
The settlement, totaling $9 million, includes $7 million for mortgage loan subsidies and $2 million for community outreach, with no civil monetary penalties.
2
The company is expanding its Community Reinvestment Act (CRA) lending team with 5 new lenders focused on low- and moderate-income neighborhoods and families.
3
It also offers free financial education for all ages, including those associated with home purchases, and provides free financial education software and classroom materials to 20 public middle and high schools in Rhode Island.
4
The bank's Financial Wellness Center offers content in six languages.
5
Washington Trust committed to opening a new branch in Olneyville, an underserved area, and is researching locations for another branch in underserved areas.
6

Fair Pay & Worker Respect

0

No evidence available to assess Washington Trust Bancorp, Inc. on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

-20

Washington Trust Bancorp, Inc. is a financial services company and does not procure or trade physical commodities, leading to a score of N/A for fair-trade certified spend and materials risk index.

1
The company encourages its vendors to provide business opportunities to competitive, diverse suppliers,
2
but less than 1% of its procurement budget is directed to local, indigenous, or minority suppliers.

Honest & Fair Business

0

No specific, concrete data points relevant to WASH.US or the 'Honest & Fair Business' ethical value were found across the provided articles. The articles discuss general ESG rating methodologies and frameworks but do not offer company-specific information on regulatory fines, transparency indices, whistle-blower policies, financial restatements, audit coverage, ESG controversies, complaint resolution times, board conflicts, anti-corruption policies, or third-party verification.

Kind to Animals

0

No evidence available to assess Washington Trust Bancorp, Inc. on Kind to Animals.

No War, No Weapons

0

The provided ESG report from Washington Trust does not contain any quantitative or specific operational data relevant to the 'No War, No Weapons' ethical value.

1
There is no information detailing financial or operational data related to arms sales, peacebuilding, or conflict-related activities for any of the specified KPIs.
2

Planet-Friendly Business

0

The provided articles, including summaries of Washington Trust's 2024 ESG report, consistently state a lack of specific quantitative data for environmental metrics. No numerical data, percentages, or dates are provided for Scope 1, 2, or 3 emissions, renewable energy use, water consumption, waste diversion, or other sustainability metrics.

1
The reports also do not contain information on environmental compliance violations, climate targets, or any other specific environmental performance indicators relevant to the Planet-Friendly Business value.
2

Respect for Cultures & Communities

0

No specific, quantifiable evidence was found in the provided articles to assess WASH.US against any of the KPIs for the 'Respect for Cultures & Communities' value. describes a partnership with Rhode Island Housing to expand homeownership opportunities, but this does not provide data relevant to the specific community group types or metrics outlined in the rubric (e.g., number of formal partnerships with indigenous or local community groups, percentage of revenue reinvested).

1
is a financial report and explicitly states it contains no relevant data for the requested metrics.
2

Safe & Smart Tech

0

No evidence available to assess Washington Trust Bancorp, Inc. on Safe & Smart Tech.

Zero Waste & Sustainable Products

-30

Washington Trust Bancorp, Inc. implements community shred days as a waste reduction initiative, holding these events at six branches.

1
These initiatives resulted in 36 tons of sensitive documents being shredded and recycled, diverting 109 cubic yards of waste from landfills.
2
The shred days also serve to educate customers on data security and environmental impact, and raise awareness of fraud and identity theft prevention.
3

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.