Atlantic American Corporation.
AAME.US | Life insurance
Atlantic American Corporation is an insurance holding company. It operates through its subsidiaries, American Southern Insurance Company and Bankers Fidelity Life Insurance Company. American Southern Insurance Company provides property and casualty insurance products, including auto, fire, and homeo...Show More
Better Health for All
0
Atlantic American Corporation's core business involves providing various insurance products, including property and casualty, pre-need life insurance, annuities, and voluntary benefits such as whole life, critical illness, accident, hospital care, and disability insurance.
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These offerings are considered to have no significant direct positive or negative health impact, resulting in a neutral net health effect.
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There is no evidence that the company generates revenue from products or activities with well-established negative health outcomes.
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Furthermore, the company's insurance products do not have direct safety implications for physical or mental health, and its operations do not generate significant health externalities.
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Fair Money & Economic Opportunity
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No specific, quantitative evidence was found across the provided articles to assess Atlantic American Corporation (AAME.US) against any of the KPIs for Fair Money & Economic Opportunity. Articles and refer to other entities (Atlantic Union Bank and Atlantic Financial Services) and are not relevant to AAME.US.
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, which is about AAME.US, focuses solely on financial performance metrics and explicitly states that no data is provided on underserved client share, pricing fairness, exploitative fee exposure, inclusion initiatives, data accessibility, fair lending compliance, wealth building outcomes, profit reinvestment, financial literacy initiatives, debt burden ratio, geographic inclusion, or product simplicity.
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Fair Pay & Worker Respect
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No regulatory actions, violations, fines, or compliance issues are mentioned in any of the provided articles or employee reviews.
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Employee reviews consistently cite concerns about "poor salaries" and "low pay," with one review mentioning "no benefits for temporary workers."
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Management is frequently described as "poor" and "resistant to change."
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Glassdoor data indicates an employee recommendation rate of 2.39% and a CEO approval rate of 40%.
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Category ratings for compensation and benefits are low at 1.7, and senior management at 1.6, on a 5-point scale.
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The CEO's total compensation in 2020 was US$1.3 million, which was above the industry median for companies with similar market capitalization, but median employee compensation data is not available to calculate the CEO to median pay ratio.
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No other quantitative data is available for the remaining KPIs.
Fair Trade & Ethical Sourcing
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No evidence available to assess Atlantic American Corporation on Fair Trade & Ethical Sourcing.
Honest & Fair Business
-40
The company has a whistle-blower policy that ensures reports of illegal or unethical behavior are kept confidential, retaliation is not allowed, and internal investigations are encouraged.
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Procedures for anonymous submission of concerns regarding financial statements or accounting policies are established.
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The company explicitly states compliance with the US Foreign Corrupt Practices Act (FCPA) and prohibits gifts or favors to government officials.
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Waivers of conflict of interest for directors and executives are made by the Board and disclosed publicly, and independence criteria are outlined, including restrictions on stock ownership (no member can hold 20% or more of company stock).
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Independent auditors are retained and overseen, with an annual review of the audit charter, performance, and audit quality control procedures.
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Kind to Animals
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Atlantic American Corporation is an insurance holding company, operating in life, health, and property and casualty insurance.
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Its core business model is service-oriented and does not involve activities such as animal product manufacturing, animal testing, animal agriculture, or direct impact on wildlife habitats.
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Therefore, all KPIs under the 'Kind to Animals' value are not applicable to the company's operations. The provided articles confirm that no data related to animal welfare or animal-related operations is available for the company.
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No War, No Weapons
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No specific data points related to the 'No War, No Weapons' ethical value are available for Atlantic American Corporation (AAME.US) in the provided articles.
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All articles explicitly state that sustainability data or quantitative data relevant to these metrics is unavailable or not provided.
2
Planet-Friendly Business
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No specific, concrete data points for any of the 'Planet-Friendly Business' KPIs were found for Atlantic American Corporation (AAME.US) in the provided articles. The articles explicitly about AAME.US (Articles , , ) state that information for these metrics is 'Not mentioned' or 'No quantitative data available'.
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Data found in other articles pertains to different companies named 'Atlantic Fish and Seafood' or 'Atlantic Packaging' and is therefore not applicable to AAME.US, an insurance holding company.
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Respect for Cultures & Communities
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The provided articles do not contain specific, quantitative data points for any of the KPIs related to Respect for Cultures & Communities. Information regarding formal partnerships, cultural impact assessments, local employment ratios, grievance mechanisms, cultural preservation investments, or any other specific metrics is not available. While one article mentions general corporate giving initiatives, it does not provide a percentage of revenue donated to cultural heritage organizations or any other community-specific financial data.
1
Safe & Smart Tech
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The company has implemented a mandatory security awareness training program for all employees, reinforced through periodic simulated phishing tests.
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It utilizes a sophisticated backup and recovery methodology that supports data replication across multiple secure data centers.
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The company's controls are regularly reviewed, tested, and enhanced through recurring internal and external audits.
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For data minimization, the company collects information directly from the insured, medical claims data, prescription utilization reports, and telephone interviews to determine underwriting criteria, and may use medical records and investigative services as necessary.
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The company's insurance subsidiaries are subject to regulation and supervision in their jurisdictions, and their Risk-Based Capital (RBC) levels exceeded required regulatory levels as of December 31, 2024.
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The Audit Committee of the board of directors oversees the company’s information security program.
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Zero Waste & Sustainable Products
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No specific, concrete data points for Atlantic American Corporation (AAME.US) related to the 'Zero Waste & Sustainable Products' ethical value were found in the provided articles. The articles primarily discuss general recycling trends, national statistics, or the sustainability initiatives of 'Atlantic Packaging', which is a distinct entity from AAME.US, an insurance holding company.
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Therefore, no KPIs can be scored for AAME.US.