American Coastal Insurance Corporation.
ACIC.US | Non-life insurance
American Coastal Insurance Corporation (ACIC) is a property and casualty insurance company. It primarily focuses on providing insurance coverage for homeowners and commercial property owners in states exposed to significant hurricane risk, such as Florida, Texas, and other coastal regions. The compa...Show More
Better Health for All
0
American Coastal Insurance Corporation (ACIC) is a property and casualty insurance company whose core products and services have no significant direct positive or negative health impact.
1
The company's ESG data indicates no significant involvement in products or activities typically associated with negative health outcomes, such as alcoholic beverages or tobacco.
2
ACIC's business model does not involve health-related products, services, R&D, or data management, nor does it directly engage in health education, workforce support, or preventative measures. While an industry study highlights that unresolved insurance claims after disasters can be linked to mental health issues for storm survivors, the provided articles do not attribute these externalities directly to ACIC's specific operations or detail any mitigation efforts by the company.
Fair Money & Economic Opportunity
0
American Coastal Insurance Corporation (ACIC) is a property and casualty insurance company.
1
As an insurer, it does not offer consumer credit products, debt products, or high-cost lending products such as payday loans or overdrafts. Therefore, there are no APRs or fee structures to evaluate for pricing fairness, no revenue from exploitative fees, and no debt products to assess for debt burden ratio. The company does not generate or manage customer finance data in the context of open-banking APIs, nor does it directly impact customer credit or savings outcomes. There is no evidence of profit reinvestment in community finance or profit-sharing with underserved communities. While AmCoastal met all regulatory requirements of the state of Florida at September 30, 2025,
2
ACIC is not regulated as a lender, making fair lending compliance (in the context of lending) not applicable.
Fair Pay & Worker Respect
50
In 2023, the CEO-to-median-employee pay ratio was 1:1, with the CEO earning $176,250
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and the median employee earning $155,570.
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In 2022, the ratio was 2:1, with the CEO compensation at $161,900
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and the median employee salary at $95,972.
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Fair Trade & Ethical Sourcing
0
No data relevant to Fair Trade & Ethical Sourcing, including fair trade certifications, audit frequency, forced or child labor incidents, supply chain traceability, remediation speed, ethical clause coverage, materials risk, or supplier diversity spend, was found in the provided articles for American Coastal Insurance Corporation (ACIC).
1
Honest & Fair Business
0
No information relevant to the specified KPIs for Honest & Fair Business was found in the provided articles. The articles primarily discuss civil court cases involving American Coastal Insurance Company and policyholders regarding insurance claims and appraisal processes. While the insurer, American Coastal, raised defenses of alleged fraud and misrepresentation by policyholders in some cases, this does not provide quantifiable data for regulatory fines against the company, transparency indices, whistleblower policies, financial restatements, audit coverage, ESG controversy scores, complaint resolution times, board conflict percentages, anti-corruption policies, or third-party verification of ethical claims.
Kind to Animals
0
American Coastal Insurance Corporation (ACIC) is a service-oriented property and casualty insurance company. Sustainalytics reports that ACIC conducts "No Animal Testing."
1
Due to its business model, ACIC does not have products requiring cruelty-free certification, engage in animal testing or related R&D, operate animal agriculture, source animal-derived ingredients, or have operations that directly impact wildlife habitats or animal welfare policies. Consequently, all KPIs related to animal welfare, testing, sourcing, and conservation are not applicable to its operations.
No War, No Weapons
0
American Coastal Insurance Corporation (ACIC) is a property and casualty insurance company, primarily operating in Florida and New York, focusing on commercial and personal residential property insurance
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. The provided articles describe the company's financial ratings
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, governance documents
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, and insurance operations
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. No information was found indicating involvement in arms manufacturing, military contracts, dual-use technology, sales to embargoed regimes, or any activities related to defense, weapons, or conflict zones
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. Therefore, all KPIs related to the 'No War, No Weapons' value are not applicable to ACIC's business model.
Planet-Friendly Business
-30
In 2023, the company's total Scope 1, 2, and 3 greenhouse gas emissions were 2,175.794 tCO2e, comprising 369,401 kg CO2e for Scope 1, 698,661 kg CO2e for Scope 2, and 1,174,732 kg CO2e for Scope 3 (with business travel contributing 989,576 kg CO2e).
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As an insurance company, its emissions footprint is considered non-material. The company does not have SBTi-aligned targets.
2
Respect for Cultures & Communities
0
The provided articles, which summarize ACIC's 2021 sustainability report, explicitly state that no quantitative or specific qualitative data is available for any of the requested metrics related to Respect for Cultures & Communities
1
. The report summaries do not contain details on partnerships, revenue reinvestment, cultural incidents, impact assessments, employment ratios, grievance mechanisms, FPIC participation, community governance, cultural preservation, procurement, indigenous suppliers, cultural site protection, social license, charitable giving, community funds, language inclusivity, incident response, or cultural training
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.
Safe & Smart Tech
0
The company reported no material cybersecurity incidents in the last three fiscal years.
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It emphasizes compliance with laws, regulations, and policies, including various insurance regulations and regulatory filings.
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Employee security awareness training programs, including simulated phishing tests, are in place.
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Company-approved encryption software is required for sensitive data transmission, and passwords are required for sensitive information and company assets.
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Access and identity management controls are implemented.
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Vulnerability assessments, penetration tests, and table-top exercises are performed, including engagement with third-party consultants for security testing.
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No specific incidents of unauthorized data use are mentioned.
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Zero Waste & Sustainable Products
0
The provided articles, a corporate overview and an article on financial stability and reinsurance arrangements, do not contain any information or data relevant to waste diversion, sustainable products, or any of the specified key metrics related to Zero Waste & Sustainable Products for ACIC.US.