MASHINIi

First National Corporation.

FXNC.US | Other monetary intermediation

First National Corporation operates as the bank holding company for First National Bank that provides commercial banking products and services to individuals, businesses, and governmental entities in Southwest Virginia and Northeast Tennessee. It accepts various deposit products, including checking,...Show More

Ethical Profile

Mixed.

First National Corporation (FXNC.US) has a mixed ethical profile. In July 2023, the company experienced a third-party data breach through the MOVEit file transfer program, which allegedly exposed customer information. FXNC responded by enacting response protocols, retaining a forensic expert, implementing software fixes, and notifying potentially impacted customers. On the positive side, First National Corporation demonstrates commitment to honest business practices. The company maintains a formal whistleblower policy with a hotline and online reporting system, explicitly prohibiting retaliation against whistleblowers. Its code of conduct also outlines restrictions on board members serving competitive enterprises and requires notification of outside board service. Furthermore, the policy explicitly addresses the Bank Bribery Act, prohibiting gifts and gratuities intended to influence business decisions.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities20
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess First National Corporation on Better Health for All.

Fair Money & Economic Opportunity

0

No evidence available to assess First National Corporation on Fair Money & Economic Opportunity.

Fair Pay & Worker Respect

0

The provided articles highlight that FXNC.US has received several awards, including "World's Best Companies 2024" by TIME Magazine and "America's Most Admired Workplaces 2025" by Newsweek, which are based on employee surveys.

1
However, no specific numerical scores for employee engagement were disclosed. While CEO compensation figures for 2023 ($593k) and 2022 ($774k) were provided,
2
the median employee compensation was not, preventing the calculation of a CEO-to-median pay ratio. Similarly, although health insurance is mentioned as a benefit,
3
no percentage of the workforce covered by employer-funded health insurance was provided. No quantitative data was found for living wage coverage, collective bargaining share, safety incident rate, pay equity ratio, turnover rate, labor violation incidents, or insecure contract share.
4

Fair Trade & Ethical Sourcing

0

First National Corporation (FXNC.US) operates as a bank holding company, primarily providing financial services. The provided articles, including the 2025 Form 10-K and ESG reports, explicitly state that there is no specific data related to fair trade certifications, audit frequency, forced or child labor incidents, supply chain traceability, remediation speed, ethical clause coverage in contracts, or materials risk index.

1
Given the nature of the company's business, these KPIs are not applicable as it does not procure or trade physical commodities or have a traditional supply chain requiring such ethical sourcing metrics.

Honest & Fair Business

-40

The company has a formal whistleblower policy with a hotline and online reporting, and it explicitly prohibits retaliation against whistleblowers.

1
However, there is no evidence regarding independent investigation processes, training frequency, or program effectiveness.
2
The company's Code of Conduct explicitly addresses the Bank Bribery Act, prohibiting gifts and gratuities intended to influence business decisions, and specifies exceptions for nominal gifts and reasonable business gratuities.
3
There is no information on the policy's enforcement, training frequency, or effectiveness metrics.
4

Kind to Animals

0

First National Corporation operates as a bank, providing financial services. Its core business model does not involve product manufacturing, animal testing, animal agriculture, or direct impact on wildlife habitats. Therefore, all KPIs related to these activities are scored as N/A (0). This is further supported by information from crueltyfreeinvesting.org, which states "No Animal Exploitation" for First National Corporation.

1
While the company demonstrates community support for domestic animal welfare, such as donating to 47 organizations including pet food pantries and collecting items for 20 animal shelters through its 'One Helping Hand' initiative in March 2025,
2
these actions do not directly align with the specific quantitative metrics or definitions of the provided KPIs, which focus on operational impacts, product certifications, or policy advocacy.

No War, No Weapons

0

The provided articles, including the 2025 Annual Report

1
and investor relations page
2
, focus exclusively on First National Corporation's banking activities. For every KPI related to the 'No War, No Weapons' value, the articles explicitly state that no relevant information was found or that no data is available.
3
,
4
,
5
Therefore, no KPIs can be scored based on the evidence provided.

Planet-Friendly Business

0

The provided articles focus on First National Corporation's financial performance, regulatory compliance, and a recent acquisition. Articles explicitly state a lack of specific details on planet-friendly business aspects, ESG initiatives, sustainability targets, or environmental impact assessments relevant to the company's operations or supply chain.

1
One article pertains to a different company (F.N.B. Corporation),
2
and another is inaccessible.
3
Consequently, no specific, concrete data points are available to score any KPIs under the 'Planet-Friendly Business' value.

Respect for Cultures & Communities

20

The First National Bank Community Impact Foundation, associated with the company, has supported the restoration and maintenance of Patrick Henry's Red Hill, a cultural heritage site.

1
No incidents disrupting cultural or heritage sites were reported in the provided articles.

Safe & Smart Tech

0

No specific, concrete data points were provided in the articles to score any of the KPIs for Safe & Smart Tech.

1
While a third-party MOVEit data breach occurred in July 2023, the articles do not specify the number of affected customers, which is a critical quantitative threshold for assessing data breach severity.
2
Therefore, no KPIs can be scored based on the provided evidence.

Zero Waste & Sustainable Products

0

No specific data related to waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero-waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education for First National Corporation (FXNC.US) is provided across the available articles.

1
The company's 2025 Form 10-K and other investor relations documents focus on financial performance and regulatory compliance, explicitly noting the absence of such environmental data.
2

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.