Better Health for All

The company's core banking services are generally health-neutral, leading to a score of 0 for `health_impact_core`. Similarly, its operations do not directly involve health products, safety implications, or health data, resulting in 0 scores for `safety_record`, `price_accessibility`, `preventative_health_measures`, `nutrition_and_food_safety`, `healthcare_education`, `mental_health_initiatives`, `addiction_mitigation`, and `global_health_crisis_response` as these KPIs are not applicable. The company's activities, particularly through its Community Reinvestment Act (CRA) initiatives and investments in Community Development Financial Institutions (CDFIs), aim to serve low- and moderate-income individuals and families.

For example, HOPE Credit Union reached close to 140,000 people across the Deep South in 2023. However, the specific percentage of vulnerable populations reached with *health-related services* is not provided, leading to a score of 0 for `vulnerable_reach` as the business model does not primarily involve serving vulnerable populations with health needs. Bank of Hope made a $1 million equity investment in Clearinghouse CDFI, which finances projects in low-income neighborhoods, including Worthington Square, which offers enrichment programs for 550 children, exercise programs for 300 seniors, and job training for 180 low-income individuals. This investment represents 0.007% of Bank of Hope's $13.5 billion total assets as of September 30, 2016, which falls below the 0.5% threshold for `health_equity_programs`, resulting in a score of -80. The Conway Center, supported by CDFIs, graduated 212 people from its programs since 2020, with 141 securing jobs, which contributes to healthcare workforce support. This is a limited number relative to the company's scale, resulting in a score of -60 for `healthcare_workforce_support`.

Fair Money & Economic Opportunity

In 2024, the company funded approximately $2.24 billion in loans, of which $196.2 million (8.75%) were CRA-reportable small business loans.

The bank received a “Satisfactory” rating in its most recent CRA performance evaluation released by the FDIC in 2024 and has been designated as an SBA Preferred Lender. In 2024, the company made approximately $600 thousand in charitable donations to 158 organizations and awarded 60 students scholarships of $2,500 each. Since 2001, it has contributed over $3.0 million to the Hope Scholarship Foundation. The company recorded an expense of $691 thousand in 2024 and $4.0 million in 2023 for a special assessment by the FDIC. As of December 31, 2024, the bank had 46 branches in the United States, predominantly in multi-ethnic communities, with approximately 37% of its branches located in low-to-moderate income areas. The bank operates 45 full-service branches under the Bank of Hope banner and 29 branches in Hawaii under the Territorial Savings banner, across multiple states and a representative office in Seoul, South Korea. The company provides professional development opportunities to team members, including career skills training, mentoring, and tuition fee reimbursements for job-related higher education, and offers financial wellness counseling to employees.

Fair Pay & Worker Respect

For the 2024 fiscal year, the CEO-to-median employee pay ratio was 45:1, derived from the CEO's total compensation of $3,314,768 and a median employee compensation of $73,454.

As of December 31, 2024, 0% of employees are represented by a union or covered by a collective bargaining agreement.

Fair Trade & Ethical Sourcing

No data was available from the provided article to assess Hope Bancorp, Inc. against the Fair Trade & Ethical Sourcing value.

The article indicated that data extraction was throttled, preventing any information from being retrieved.

No War, No Weapons

The provided articles for Hope Bancorp, Inc. (HOPE.US) are primarily ESG reports and corporate governance documents for a financial institution. The evidence explicitly states that information related to arms manufacturing, defense contracts, dual-use technologies, sales to embargoed regimes, peacebuilding investments, conflict divestment policies, or any other metrics relevant to the 'No War, No Weapons' ethical value is 'Not applicable' or 'No data relevant'.

As a bank, its core business does not involve these activities. Therefore, all KPIs are scored as N/A (0) due to the absence of any defense or arms-related activities in its core business or any relevant data in the provided evidence.

Planet-Friendly Business

The provided articles, including the company's ESG reports from 2022 and 2023, consistently state a significant lack of specific quantitative data across all environmental sustainability metrics.

There is no disclosed information on greenhouse gas emissions (Scope 1, 2, or 3), renewable energy usage, water consumption, waste diversion rates, green building certifications, or any climate-related targets or initiatives. The reports primarily focus on general ESG strategy, social responsibility, and governance, without providing the detailed environmental performance data required for assessment against the Planet-Friendly Business value.

Respect for Cultures & Communities

The company operates as the largest regional bank catering to multi-ethnic customers across the continental United States and Hawaii, with 46 full-service branches under the Bank of Hope banner and 29 branches in Hawaii under the Territorial Savings banner.

It has contributed over $10 million in donations and sponsorships, and over $3 million in student scholarships to date. The company funded over $30 billion in loans over the last 10 years. In 2022, it reported $765 million in CRA Loans & Investments and 719 CRA-reportable volunteer hours. The Hope Scholarship Foundation has contributed over $2.8 million since its inception, providing $2,500 grants to 60 students in 2023. Following a merger completed on April 2, 2025, the company intends to preserve the 100-plus year legacy of the Territorial Savings Bank brand, culture, and commitment to local communities.

Zero Waste & Sustainable Products

The company has implemented several waste reduction initiatives, including delivering board packages electronically, transitioning loan documentation to digital formats, promoting online banking and paperless statements, providing recycling bins for paper in all offices, encouraging shredding, and utilizing digital technologies to reduce paper usage.

The company has also reported no waste disposal violations in the past three years.