MASHINIi

OP Bancorp.

OPBK.US | Other monetary intermediation

OP Bancorp is the holding company for Open Bank. Open Bank is a California-chartered commercial bank that provides a range of banking services and products to individuals, small businesses, and commercial customers, primarily focusing on the Korean-American community in Southern California. Their se...Show More

Ethical Profile

Mixed.

Not enough information to create an ethical profile.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing-20
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-40
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess OP Bancorp on Better Health for All.

Fair Money & Economic Opportunity

0

OP Bancorp targets small- and medium-sized businesses, professionals, and residents, with a particular emphasis on Korean and other ethnic minority communities.

1
The bank operates nine full branch offices across California and Texas, including Los Angeles Koreatown, and four loan production offices in Georgia, Colorado, and Washington.
2

Fair Pay & Worker Respect

0

No evidence available to assess OP Bancorp on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

-20

OP Bancorp is a commercial bank, and its business model does not involve procuring or trading physical commodities, nor does it have a traditional supply chain requiring welfare or sourcing audits. Therefore, KPIs related to fair trade certifications, audit frequency for physical goods, forced/child labor incidents in upstream supply chains, traceability of physical materials, remediation speed for sourcing violations, and materials risk index are not applicable to its operations.

1
The company has a 'Vendor Code of Conduct' and a 'Supplier Diversity' initiative, but no specific percentage of contracts with enforceable ethical-sourcing clauses or procurement budget directed to diverse suppliers is provided.
2

Honest & Fair Business

0

No evidence available to assess OP Bancorp on Honest & Fair Business.

Kind to Animals

0

OP Bancorp is a commercial bank providing financial services.

1
Its core business model does not involve activities such as product manufacturing, animal testing, animal husbandry, or the sourcing of animal-derived ingredients or products.
2
Therefore, all KPIs related to animal welfare, including cruelty-free certifications, alternative testing methods, humane operations, ethical input substitution, and animal agriculture ethics, are not applicable to the company's operations.

No War, No Weapons

0

No information regarding OPBK.US's activities or policies related to the 'No War, No Weapons' ethical value was found in the provided articles. The articles discuss the proposed Defense, Security, and Resilience Bank for NATO allies

1
and the termination of IT services contracts within the Department of Defense
2
, but neither mentions OPBK.US.

Planet-Friendly Business

0

No specific, concrete data points for any of the Planet-Friendly Business KPIs were found for OPBK.US in the provided articles. explicitly states it does not provide data for OPBK.US.

1
Articles and refer to 'The Bancorp, Inc.', which is a different entity, and mentions general sustainability efforts for 'Five Star Bancorp' but provides no quantitative data for OPBK.US's environmental impact.
2

Respect for Cultures & Communities

0

No specific, concrete data points for OPBK.US were found across the provided articles that directly map to the KPIs for 'Respect for Cultures & Communities'. The articles either discuss other companies (Federal Reserve Bank of San Francisco, Old National Bancorp, US Bancorp), provide general industry trends, or focus on internal diversity and inclusion without quantifiable community or cultural impact metrics for OPBK.US. One article mentioned OPBK.US in the context of a trend of reduced DEI disclosures by companies but explicitly stated it contained no specific data for OPBK.US.

1

Safe & Smart Tech

-40

The company provides California residents with the right to request access to, deletion of, and correction of their personal information.

1
Requests are processed within 45 days, with a possible extension to 90 days, and access requests are limited to twice in a 12-month period.
2
The company adheres to the California Consumer Privacy Act (CCPA) of 2018, as amended by the California Privacy Rights Act of 2020, and states it complies with laws and regulations.
3
It maintains safeguards to protect personal data, detects security incidents, and undertakes activities to verify or maintain the quality and safety of its services, including debugging.
4
The company does not knowingly collect or use personal information from children under 13.
5

Zero Waste & Sustainable Products

0

No specific, concrete data points related to OPBK.US's performance on waste diversion, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education were found in the provided articles.

1

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.