Fair Money & Economic Opportunity

Preferred Bank allocated approximately $7.2 million in community development loans and investments in 2025, focusing on low-to-moderate-income areas.

This represents about 0.13% of its $5.74 billion loan portfolio as of June 30, 2025. The bank also structured over $150 million in Small Business Administration (SBA) 7(a) loans. Employees volunteered over 3,000 hours in financial literacy programs across California and other key markets in 2025. The company invested over $4.5 million in 2025 to enhance its anti-money laundering (AML) and Know Your Customer (KYC) technology stack.

Fair Pay & Worker Respect

The provided articles contain aggregate financial data, such as personnel expenses of $53,648,000 for the full year 2024 and $29,086,000 for the first six months of 2025.

They also detail the company's Equity Incentive Plans, which grant awards like stock options and restricted stock units to employees, officers, and directors, with vesting periods up to four years. Performance-based RSUs are granted to the CEO, with vesting adjusted based on financial goals. The company has between 51-200 employees. However, no specific, quantitative data points are available in the articles for any of the defined KPIs related to fair pay and worker respect, such as living wage coverage, CEO-median pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, labor violation incidents, insecure contract share, or health insurance coverage.

Planet-Friendly Business

Preferred Bank has no specific regulatory actions, violations, fines, or compliance issues mentioned across the provided articles.

This indicates zero environmental compliance violations.

Safe & Smart Tech

The provided articles discuss general industry best practices, regulatory expectations, and risks related to safe and smart technology, particularly concerning AI and cybersecurity in the banking sector. However, there is no specific, concrete evidence detailing Preferred Bank's (PFBC.US) actual implementation, performance, or investment in any of the assessed KPIs.

The information largely consists of recommendations, future requirements, or general industry trends rather than verifiable actions or outcomes by the company itself. Therefore, no KPIs can be scored based on the provided information.

Zero Waste & Sustainable Products

The provided articles do not contain any specific quantitative data or concrete facts regarding Preferred Bank's performance in waste management, product sustainability, or zero-waste initiatives. Information such as waste diversion rates, product recyclability percentages, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design, waste reduction initiatives, hazardous waste management, product durability, repairability, waste audit frequency, zero waste certification, waste disposal violations, material efficiency, packaging-to-product ratio, waste reduction targets, supplier waste requirements, or customer waste education is not available.

The articles primarily focus on general ESG risk ratings and financial data, explicitly stating the absence of data for these specific sustainability metrics.