Inter & Co. Inc..
INTR.US | Other monetary intermediation
Inter & Co. Inc. operates as a digital bank, offering a range of financial services to individuals and businesses. Its services include checking and savings accounts, credit cards, personal loans, home equity loans, insurance products, and investment products such as stocks, bonds, and mutual funds....Show More
Better Health for All
0
No specific, concrete data points were found in the provided articles to assess Inter & Co. Inc. against the 'Better Health for All' ethical value. The articles discuss the general Brazilian health system, the relationship between financial inclusion and health outcomes, and the link between debt and mental health, but do not provide direct evidence or quantitative metrics regarding the health impact, harmful revenue, safety record, accessibility, or specific health initiatives of Inter & Co. Inc.'s products or operations. While Inter & Co. Inc. reports on general 'social investment' and 'social actions,'
1
these are not explicitly linked to health outcomes, health equity, or mental health initiatives in a way that aligns with the specific KPIs of this rubric.
Fair Money & Economic Opportunity
0
No evidence available to assess Inter & Co. Inc. on Fair Money & Economic Opportunity.
Fair Pay & Worker Respect
0
No specific data points or relevant information regarding Fair Pay & Worker Respect metrics for INTR.US were found in the provided articles.
1
Both articles explicitly state that data is unavailable or could not be extracted.
2
Fair Trade & Ethical Sourcing
0
No evidence available to assess Inter & Co. Inc. on Fair Trade & Ethical Sourcing.
Honest & Fair Business
-30
The company has a detailed whistleblower policy with confidential reporting channels, including a hotline and email, available to employees, third parties, and suppliers.
1
This channel is handled by an independent third-party company, and non-retaliation is assured.
2
The board of directors had 28.6% independent members in 2018, increasing to 37.5% in 2019, and 50% in 2023.
3
An Anticorruption Policy exists with annual employee training.
4
The company also uses an independent third-party company to handle ethics channel reports.
5
Kind to Animals
0
Inter & Co. Inc. is a digital bank offering financial services. The provided articles do not contain any specific, concrete data points or actions related to animal welfare, animal testing, animal-derived ingredients, humane certifications, or wildlife conservation impact for INTR.US. Information found in Article 3 pertains to 'Intercos', a different company, and Article 4 pertains to 'INTERprotección', also a different company.
1
Therefore, no KPIs can be scored based on the provided evidence.
No War, No Weapons
0
Inter & Co. Inc. operates as a digital bank, a core business that does not inherently involve arms manufacturing, military contracts, or related activities. The provided ESG report explicitly states a lack of data for all KPIs related to arms contracts, dual-use technology, sales to embargoed regimes, peacebuilding investment, conflict divestment, board oversight of defense, export compliance, lobbying, humanitarian procurement, human rights due diligence, Arms Trade Treaty compliance, AI military safeguards, UNGP alignment, dual-use screening, surveillance transparency, ethical red lines, zero exposure to controversial weapons, war risk audits, annual conflict partner reviews, defense divestment, conflict minerals, peace tech investment, conflict zone procurement, or ethical red line compliance rates.
1
Given the company's stated business model and the absence of any evidence suggesting involvement in defense or conflict-related sectors, most KPIs are scored as N/A (not applicable) because there are no defense or arms-related activities to report on or oversee.
Planet-Friendly Business
-20
Inter & Co. Inc. has no specific regulatory actions, violations, fines, or compliance issues explicitly mentioned in the provided articles.
1
The company has been a GHG Protocol Program Member since 2019, publishing inventories with a Gold Seal for full Scope 1 & 2 reporting and external audit.
2
It has also been a CDP Supply Chain Member since 2020, achieving a B- rating.
3
Respect for Cultures & Communities
0
No specific, quantitative data was provided in the articles to assess Inter & Co. Inc. against the defined Key Performance Indicators for 'Respect for Cultures & Communities'. Information regarding formal partnerships with indigenous or local community groups, percentage of revenue reinvested in local community development, cultural appropriation incidents, cultural impact assessment protocols, local employment ratios, grievance mechanisms, FPIC participation rates, community governance inclusion, cultural preservation investment, local procurement share, indigenous supplier count, cultural site protection, social license operations, charitable giving to cultural organizations, community fund allocation, language inclusivity, cultural incident response, or cultural sensitivity training completion was not found.
1
Safe & Smart Tech
10
Inter & Co. Inc. (INTR.US) explicitly states compliance with major privacy regulations, including LGPD (Brazil) and GDPR (EU).
1
Its InterShop is certified in Data Protection by Bureau Veritas, adhering to TS-BVCBr0001, LGPD, GDPR, and 18 other standards.
2
The company provides users with comprehensive control over their personal data, granting rights to confirm processing, access, correct, anonymize, block, delete, and port their data, as well as to be informed about data sharing.
3
Zero Waste & Sustainable Products
40
Inter & Co. is 97% more eco-efficient than traditional banks on average, a characteristic attributed to its digital banking model.
1
No specific quantitative data is provided for other waste-related KPIs such as waste diversion rates, product recyclability, packaging sustainability, recycled content, single-use plastic reduction, take-back programs, circular design principles, waste reduction initiatives, hazardous waste management, product durability, repairability scores, waste audit frequency, zero-waste certifications, waste disposal violations, packaging to product ratio, waste reduction targets, supplier waste requirements, or customer waste education.