MASHINIi

MoneyHero Limited.

MNY.US | Web portals

MoneyHero Limited, formerly known as Hyphen Group Limited, operates as a financial products platform and comparison website in Southeast Asia. The company provides consumers with tools and resources to compare and apply for various financial products, including credit cards, personal loans, mortgage...Show More

Ethical Profile

Mixed.

MoneyHero Limited receives a mixed ethical rating. While the company operates a financial comparison platform aiming to increase transparency, its direct control over pricing and lending terms is limited. A notable initiative includes the Credit Hero Club in Hong Kong, providing free access to credit scores to help consumers improve creditworthiness. However, detailed evidence regarding fair pay, ethical sourcing, planet-friendly practices, and robust cybersecurity investments remains insufficient. Critics point to a lack of transparency on key metrics for data protection and AI audit practices, crucial for a platform handling sensitive financial information.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-10
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business0
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business0
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess MoneyHero Limited on Better Health for All.

Fair Money & Economic Opportunity

-10

MoneyHero Group launched the Credit Hero Club in Hong Kong in Q2 2025.

1
The club provides customers with unlimited free access to their personal credit scores, updated monthly.
2
The club also offers personalized, actionable tips to enhance creditworthiness.
3
MoneyHero (Hong Kong) was recognized as a Financial Education Champion by the Investor and Financial Education Council in 2021.
4

Fair Pay & Worker Respect

0

No evidence available to assess MoneyHero Limited on Fair Pay & Worker Respect.

Fair Trade & Ethical Sourcing

0

MoneyHero Limited operates as a financial products platform and comparison website, generating revenue through referral fees and advertising partnerships with financial institutions. Its business model does not involve the procurement or trading of physical commodities, nor does it have a supply chain that would typically require fair-trade certifications, audits for forced or child labor, or traceability of materials.

1
Therefore, KPIs related to physical supply chain practices, such as fair-trade certification, audit frequency, forced/child labor incidents, traceability, remediation speed, ethical sourcing clauses in contracts, and materials risk, are not applicable to its operations.
2

Honest & Fair Business

0

No evidence available to assess MoneyHero Limited on Honest & Fair Business.

Kind to Animals

0

MoneyHero Limited operates as a financial products platform and comparison website.

1
Its core business model does not involve animal-derived products, animal testing, animal agriculture, or direct impact on wildlife habitats. Therefore, all KPIs related to animal welfare, such as cruelty-free certification, animal testing, humane operations, ethical sourcing, and wildlife conservation, are not applicable to the company's operations and are scored as 0 according to the rubric's N/A tiers.

No War, No Weapons

0

No information relevant to MoneyHero Limited's association with arms manufacturing, military contracts, conflict facilitation, or peace initiatives was found in the provided articles.

1
Therefore, no KPIs could be scored against the 'No War, No Weapons' value.

Planet-Friendly Business

0

The provided articles contain no information regarding MoneyHero Limited's planet-friendly business practices. Specifically, there is no data available on environmental, social, or governance (ESG) factors, including emissions, renewable energy usage, water consumption, waste diversion, or any climate-related targets or initiatives.

1
The articles explicitly state that no data related to these metrics is present.
2

Respect for Cultures & Communities

0

No evidence available to assess MoneyHero Limited on Respect for Cultures & Communities.

Safe & Smart Tech

0

The company's privacy policy outlines user rights including access, correction, and deletion of data, and users can unsubscribe from email alerts and direct marketing.

1
The company also states compliance with applicable data protection laws in Singapore, Hong Kong, Taiwan, the Philippines, and Malaysia, including the Personal Data (Privacy) Ordinance.
2

Zero Waste & Sustainable Products

0

No evidence available to assess MoneyHero Limited on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.