Better Health for All

Northfield Bancorp's core banking services are considered health-neutral. In 2023, 88.5% of its affordable housing loans were provided to low and moderate-income individuals, and the company made over $37 million in CRA-eligible investments, demonstrating significant reach to vulnerable populations.

The Northfield Bank Foundation has awarded over $11.5 million in grants since 2008, with over $1.3 million in 2022-2023, and the company makes over $600,000 in annual community contributions. These grants include support for organizations like Project Hospitality, Community Health Action, Good Grief, and Lifestyles for the Disabled, which address health-related needs. The company offers financial literacy programs for various groups, including low- and moderate-income residents, seniors, students, and small business owners. Northfield Bank maintains an Information Security Program to protect customer information and privacy.

Fair Money & Economic Opportunity

Northfield Bank's most recent CRA evaluation (May 15, 2023) rated the institution as 'Satisfactory' and noted no discriminatory or illegal credit practices.

The bank's Loan Committee monitors social matters focusing on lending to underserved community members. The bank originated 97 Community Development (CD) loans totaling $247.2 million, representing 34.8% of its Tier 1 capital. It also utilized Federal Home Loan Bank Community Investment Program advances to finance $250 million in loans for multifamily housing in low-to-moderate income geographies. Approximately 17.2% of small business loans were in low-to-moderate income geographies, and 12.6% of home mortgage loans were to low-to-moderate income borrowers. The Northfield Bank Foundation has provided over $12 million in grants to community organizations since its formation in 2007, including $1.3 million in 2022-2023. The Foundation's 2023 net assets were $16.3 million, and its 2023 program expenses were $719,148. The bank partnered with the Staten Island Economic Development Corporation to host a financial literacy workshop for small businesses in 2022 and provided $60,000 to a non-profit for small business training for low-to-moderate income individuals. The bank has 38 branches, with one in a low-income geography and six in moderate-income geographies. The CRA Public File is available for review at no charge, but a copy of the entire file costs $30.00. The bank's products require a middle school reading level (grade 8-9).

Fair Pay & Worker Respect

Northfield Bancorp, Inc. reported a CEO to median employee pay ratio of 24 to 1 in 2024.

The company's worker engagement score, based on employee surveys, is 3.3 out of 5 (66%). There have been zero fines or violations related to labor laws in the past two years. The company provides health insurance coverage to its workforce, with 75-80% of employees receiving employer-funded plans.

Honest & Fair Business

Northfield Bancorp has a formal Whistleblower Policy & Reporting Procedures, approved by the Board of Directors, most recently on October 22, 2025.

The policy allows for confidential and anonymous submissions via a hotline, email, or directly to the Ethics Officer, and explicitly prohibits retaliation against those reporting in good faith. All employees, officers, and directors receive annual Code-related training, including anti-bribery training, and are required to acknowledge receipt and understanding of the Code. However, there is no public data on the program's effectiveness or uptake rates. The company has an anti-corruption policy that prohibits bribery and corruption in any form, and employs 'Know Your Customer' procedures to combat money laundering, which are subject to internal and external audit and regulatory compliance. A Third-Party Relationship Vendor Code of Conduct exists, establishing expectations for vendors to comply with applicable laws and maintain ethical standards. The company requires directors and executive officers to report conflicts of interest to the Nominating and Corporate Governance Committee, but the percentage of board members free from material conflicts is not specified. The extent of independent verification of ethical claims beyond specific areas like 'Know Your Customer' procedures is not detailed.

Kind to Animals

Northfield Bancorp, Inc. operates as a holding company for Northfield Bank, providing community banking services.

Its business model is service-oriented and does not involve animal-derived products, animal testing, animal husbandry, or animal agriculture. Therefore, all KPIs related to animal welfare, product sourcing, testing, and agriculture are not applicable to the company's core operations, and no relevant data was found in the provided articles.

No War, No Weapons

Northfield Bancorp, Inc. operates as a community bank, and its core business activities do not involve arms manufacturing, military contracts, or dual-use technologies, making many KPIs not applicable.

The company is prohibited by law from making political contributions and has not used corporate funds for lobbying. Its Vendor Code of Conduct, dated April 2021, requires vendors to comply with all applicable federal, state, and local laws, regulations, and rules, and to provide a workplace environment that protects human rights in accordance with internationally recognized standards. All employees, officers, and directors are required to complete annual Code-related training and acknowledge receipt, understanding, and compliance with the Code of Conduct and Ethics.

Planet-Friendly Business

In 2023, Northfield Bancorp, Inc. allocated $15,000 to environmental grants.

This represents approximately 0.04% of its 2023 net income of $37,669,000, which falls below the 0.5% threshold for the lowest positive tier in climate-positive initiatives. The company has established a Climate Risk Working Group, indicating some level of climate risk governance, but there is no evidence of TCFD alignment or scenario analysis beyond a rudimentary level. No specific quantitative data on emissions, renewable energy, water use, or waste diversion is publicly available.

Respect for Cultures & Communities

In 2024, Northfield Bancorp, Inc. allocated $82,400 to arts and culture.

The company's revenue for 2023 was $16,500,418. This means 0.499% of revenue was donated to cultural heritage organizations. This percentage falls below the 0.5% threshold for the -50 tier, thus mapping to the -100 tier.