Fair Money & Economic Opportunity

NSTS Bancorp, Inc. received an 'Outstanding' Community Reinvestment Act (CRA) rating as of December 31, 2024.

The company also reported compliance with capital, prompt corrective action, and reserve requirements for the same period.

Fair Pay & Worker Respect

As of December 31, 2024, 0% of the company's employees are represented by a collective bargaining group or recognized unions.

While health insurance is mentioned as a benefit offered to employees, no specific percentage of the workforce covered by employer-funded health insurance is provided.

Fair Trade & Ethical Sourcing

No specific, concrete data points related to Fair Trade & Ethical Sourcing were found for NSTS.US in the provided articles.

All articles explicitly state 'N/A' or 'No quantitative data or specific information related to NSTS.US or Fair Trade & Ethical Sourcing was found' for each KPI. Therefore, no KPIs can be scored based on the provided evidence.

Honest & Fair Business

NSTS Bancorp, Inc. utilizes third-party cybersecurity consultants for periodic penetration testing, vulnerability assessments, and other procedures.

The company also conducts due diligence on its third-party service providers' cybersecurity practices and requires contractual commitments for cybersecurity measures. The company filed its 10-K on March 28, 2025, reporting its cybersecurity risk management and governance process. Internal regular assessments of information systems, controls, and vulnerabilities are conducted, and continuous monitoring tools are used to detect and respond to threats. The VP Information Technology reports to the board of directors quarterly on cybersecurity matters. While identified cybersecurity threats have not materially affected the company, future incidents could have an adverse effect. An audit firm, Plante & Moran, PLLC, is mentioned.

Kind to Animals

NSTS.US operates as a holding company for a bank, providing financial products and services. Its core business model does not involve activities such as product manufacturing, animal testing, animal husbandry, or the sourcing of animal-derived ingredients.

Consequently, all KPIs related to cruelty-free certifications, alternative testing methods, humane certifications for operations, wildlife conservation impact, ethical input substitution, supplier audits for animal welfare, cage-free sourcing, animal testing policies and volume, innovation investment in animal-free technologies, animal agriculture ethics, animal-free R&D collaboration, and public policy engagement on animal welfare are not applicable to its operations.

No War, No Weapons

NSTS Bancorp, Inc. operates as a holding company for North Shore Trust and Savings, a community-oriented savings institution.

Its core business involves providing banking products and services, including residential mortgages and investments in U.S. government and agency obligations, municipal bonds, and mortgage-backed securities. The provided articles contain no evidence of the company engaging in arms manufacturing, defense contracts, dual-use technology development, military sales, or any activities that would necessitate compliance with arms trade regulations or conflict-related due diligence. Therefore, all KPIs are scored as N/A, indicating that these activities are not applicable to its core business model.

Planet-Friendly Business

No quantitative data or specific information relevant to the Planet-Friendly Business ethical value could be extracted from the provided articles for NSTS Bancorp, Inc.

All articles explicitly state that sustainability data or relevant metrics are unavailable or not present.