RUBEAN.
R1B.XETRA | Computer programming activities
RUBEAN AG, based in Munich, Germany, operates as a software and platform provider, primarily focusing on the payments industry. The company develops and offers solutions that enable merchants to accept card payments directly on their smartphones or tablets without requiring additional hardware. Thei...Show More
Better Health for All
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RUBEAN AG is a software and platform provider focused on the payments industry, with its core product, PhonePOS, being a SoftPOS solution for contactless payments.
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The company's products and services are payment processing systems and are not related to health. Therefore, all KPIs under the 'Better Health for All' value are deemed 'Not Applicable' as they do not have direct health implications, involve health products, or relate to health-specific initiatives or data, as explicitly stated in the provided evidence.
Fair Money & Economic Opportunity
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RUBEAN AG operates as a software and platform provider, primarily offering B2B solutions like PhonePOS for merchants to accept card payments.
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The provided articles do not contain specific, quantifiable data points relevant to the 'Fair Money & Economic Opportunity' KPIs, which are largely designed for consumer-facing financial institutions offering lending, deposit, or insurance services. Information about 'Rubamin Private Limited' was disregarded as it pertains to a different company. Consequently, there is no evidence to assess metrics such as underserved client share, pricing fairness for consumer credit, exploitative fee exposure, inclusion initiatives related to loan books, data accessibility for consumer finance, fair lending compliance, wealth building outcomes for users, profit reinvestment in community finance, financial literacy initiatives, customer debt burden ratios, geographic inclusion of banking access points, or product simplicity for consumer financial products.
Fair Pay & Worker Respect
0
No specific, concrete data points for R1B.XETRA were found in the provided articles for any of the Fair Pay & Worker Respect KPIs. The articles discuss general industry trends, regulatory frameworks, or data pertaining to other companies or regions, not R1B.XETRA.
Fair Trade & Ethical Sourcing
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RUBEAN AG operates as a software and platform provider in the payments industry, offering solutions like PhonePOS. As a fintech software company, its business model does not involve the procurement or trade of physical commodities or a supply chain that would typically expose it to risks related to fair trade, child/forced labor, or high-risk materials. Therefore, all KPIs under the 'Fair Trade & Ethical Sourcing' value are not applicable to RUBEAN AG.
Honest & Fair Business
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The company's PhonePOS software and operations are subject to extensive independent verification. Its PhonePOS solution is PCI MPoC Software, Solution, and Application certified, and has GBIC girocard approval.
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Furthermore, the company holds PCI DSS, PCI PIN, PCI SLC, and PCI SSS certifications, including a PCI-DSS 4.0 Attestation of Compliance (AOC).
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These certifications demonstrate a rigorous framework for verifying compliance and security claims within its core payment processing business.
Kind to Animals
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No evidence available to assess RUBEAN on Kind to Animals.
No War, No Weapons
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The provided articles do not contain any specific data points or explicit mentions relevant to RUBEAN's involvement with arms manufacturing, military contracts, conflict facilitation, or peace initiatives. explicitly states that it "does not contain any data relevant to the metrics specified for 'No War, No Weapons' initiatives," including arms contracts, conflict divestment, or peacebuilding investments.
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Therefore, no KPIs can be scored based on the available evidence.
Planet-Friendly Business
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In 2024, Rubean AG reported total Scope 1, 2, and 3 emissions of 83.68 tCO₂e, representing a 22.8% reduction from 2023.
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The company sources 100% of its electricity from renewable sources through a contract with Valda Energy until 2028.
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While committed to measuring and publishing Scope 1-3 emissions, no specific science-based targets have been mentioned.
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As a software and platform provider, the company has no material environmental compliance obligations and has not reported any violations.
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Additionally, Rubean Digital has engaged in minimal biodiversity efforts, planting approximately 300 trees since May 2024.
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Respect for Cultures & Communities
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No evidence was found in the provided articles to assess RUBEAN against the 'Respect for Cultures & Communities' ethical value. The available article focuses on product functionality and technical specifications, without containing any data relevant to community engagement, cultural impact, or related initiatives.
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Safe & Smart Tech
10
RUBEAN holds extensive privacy and security certifications, including PCI SSC, Visa, Mastercard, Deutsche Kreditwirtschaft
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, PCI CPoC
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, PCI MPoC Software, PCI MPoC Solution, GBIC girocard approval, PCI DSS, PCI PIN, PCI SLC, and PCI SSS
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. The company integrates privacy-by-design as a key aspect of its approach
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, specifically designed to minimize data collection and separate payment processing data from personally identifiable information
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. Data minimization is a core principle, with an emphasis on collecting only necessary data
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. RUBEAN explicitly states GDPR compliance and adopts a privacy-first approach
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. Users are granted rights to information, correction, blocking, and deletion of their data
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. SSL/TLS encryption is used for secure data transmission
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.
Zero Waste & Sustainable Products
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No specific, concrete data points were found in the provided articles for R1B.XETRA regarding any of the 'Zero Waste & Sustainable Products' KPIs. The articles primarily discuss EU regulations on packaging and waste
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, or the performance of large consumer goods companies (Danone, Henkel, P&G).
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R1B.XETRA is described as a software and platform provider, and its core product, PhonePOS, is a software-based solution, for which no relevant information was provided concerning waste management, product lifecycle, or packaging.