MASHINIi

Timberland Bancorp, Inc..

TSBK.US | Other monetary intermediation

Timberland Bancorp, Inc. operates as the holding company for Timberland Bank that provides various community banking services in Washington. It accepts various deposit products, including demand, savings, money market, and certificate of deposit accounts. The company's loan portfolio comprises comme...Show More

Ethical Profile

Mixed.

Timberland Bancorp shows a mixed ethical profile. The bank reduced operational carbon emissions by 22.6% (187 metric tons CO2e) in 2023 and invested $12.5 million in green energy projects, including $6.75M in solar and $3.25M in wind, representing 3.7% of its commercial lending. Critics note more significant planet-friendly improvements are needed. For honest business, Timberland Bancorp uses a third-party whistleblower platform, prohibiting retaliation, with Audit Committee reviews within 30 days. The company also distributed $772,000 to 43 Western Washington organizations in 2024. Data on fair pay, ethical sourcing, and tech safety is largely unavailable.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity0
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-20
-100100
Kind to Animals0
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-20
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech0
-100100
Zero Waste & Sustainable Products0
-100100

Better Health for All

0

No evidence available to assess Timberland Bancorp, Inc. on Better Health for All.

Fair Money & Economic Opportunity

0

No specific, quantitative data points were found in the provided articles that directly correspond to the defined Key Performance Indicators for Fair Money & Economic Opportunity. While community grants totaling $320,000

1
and $772,000
2
were mentioned, the articles do not provide the company's annual pre-tax profit, which is necessary to calculate the percentage of profit reinvested as required by the 'profit_reinvestment' KPI. Therefore, no KPIs can be scored based on the available evidence.

Fair Pay & Worker Respect

0

No specific, concrete data points were found in the provided articles for any of the KPIs related to Fair Pay & Worker Respect. Information regarding living wage coverage, CEO-to-median employee pay ratio, collective bargaining share, safety incident rate, pay equity ratio, worker engagement score, turnover rate, labor violation incidents, insecure contract share, or health insurance coverage is not available.

1
Although some articles mention 'no information on regulatory actions, violations, fines, or compliance issues is presented,'
2
this is considered an absence of data rather than a concrete data point of zero violations, as per the scoring rules.

Fair Trade & Ethical Sourcing

0

No evidence available to assess Timberland Bancorp, Inc. on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-20

Timberland Bancorp, Inc. has a formal whistleblower protection policy, dated April 23, 2024.

1
This policy utilizes a third-party platform, NAVEX Global's EthicsPoint, for confidential reporting via online, mobile, and phone channels.
2
It explicitly prohibits retaliation against whistleblowers, and the Audit Committee is responsible for investigating complaints, aiming to review them within 30 days of receipt.
3
The company's Code of Ethics emphasizes avoiding conflicts of interest, declining substantial gifts and excessive entertainment, and complying with the Bank Bribery Act, with specific prohibitions against bribery.
4
However, the policy lacks clear guidance on specific gift thresholds or facilitation payments.

Kind to Animals

0

Timberland Bancorp, Inc. operates as a financial services provider, offering banking and wealth management services. Its core business model does not involve animal exploitation, animal-derived products, animal testing, animal agriculture, or direct impact on wildlife habitats. The company is noted as having "No Animal Exploitation."

1
In 2024, Timberland Bank sponsored a "Dogs of the Drive Thru" campaign, which included a $250 donation to an animal shelter of the winner's choosing.
2

No War, No Weapons

0

No evidence available to assess Timberland Bancorp, Inc. on No War, No Weapons.

Planet-Friendly Business

-20

TSBK.US had zero environmental compliance violations in 2023, with a satisfactory FDIC Compliance Examination in September 2023 and no significant findings from the state regulatory review in November 2023.

1

Respect for Cultures & Communities

0

The company distributed $772,000 in grants to 43 organizations in Western Washington in 2024 and collected over $400 worth of school supplies for Thurston County students in 2023.

1
There is no evidence of cultural appropriation incidents or disruptions to cultural or heritage sites. While the company engages in general community giving, there is no specific information on the percentage of revenue donated to cultural heritage organizations.

Safe & Smart Tech

0

No evidence relevant to the 'Safe & Smart Tech' ethical value for Timberland Bancorp, Inc. (TSBK.US) was found in the provided articles. Article

1
, which pertains to TSBK.US, explicitly states that it contains no data relevant to this value. Articles
2
,
3
, and
4
describe a data breach at VF Corporation, a distinct entity from Timberland Bancorp, Inc., and are therefore not applicable to this assessment.

Zero Waste & Sustainable Products

0

No evidence available to assess Timberland Bancorp, Inc. on Zero Waste & Sustainable Products.

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.