MASHINIi

Marriott Vacations Worldwide Corporation.

VAC.US | Short term accommodation activities

Marriott Vacations Worldwide Corporation is a global developer, marketer, seller, and manager of vacation ownership and related products and services. The company operates primarily under the Marriott Vacation Club, Grand Residences by Marriott, Sheraton Vacation Club, Westin Vacation Club, and Hyat...Show More

Ethical Profile

Mixed.

Marriott Vacations Worldwide (VAC.US) faces ethical scrutiny. The company incurred a $52 million penalty from the FTC and 49 states for data breaches (2014-2022) allegedly exposing millions of users' data. A lawsuit claims its timeshare sales are a racketeering scheme, with average interest rates between 17.9% and 20% APR. Critics cite over $1.7 million in labor violation penalties and a 477:1 CEO pay ratio. Positively, it has raised over $20 million for Children's Miracle Network Hospitals since 2008 and aims to prevent 500 million single-use toiletry bottles annually.

Value Scores

Better Health for All0
-100100
Fair Money & Economic Opportunity-30
-100100
Fair Pay & Worker Respect0
-100100
Fair Trade & Ethical Sourcing0
-100100
Honest & Fair Business-40
-100100
Kind to Animals-60
-100100
No War, No Weapons0
-100100
Planet-Friendly Business-50
-100100
Respect for Cultures & Communities0
-100100
Safe & Smart Tech-80
-100100
Zero Waste & Sustainable Products-20
-100100

Better Health for All

0

Marriott Vacations Worldwide's principal goods and services, vacation ownership, have no significant direct positive or negative health impact. The company does not generate revenue from products with well-established negative health outcomes, nor does it offer health-related products or services requiring accessibility considerations. The company has a long-standing partnership with Children's Miracle Network Hospitals, raising $20 million since 2008, including $2.6 million in 2024 for 26 local children's hospitals.

1
Over $6 million has been raised in Central Florida for CMN Hospitals and Orlando Health Arnold Palmer Hospital for Children.
2
In 2023, the company provided $217,000 in corporate donations and $100,575 in-kind donations.
3
Additionally, the company partners with Make-A-Wish, having granted its 100th wish
4
and welcomed over 25 wish families companywide in 2024, providing vacation experiences for children with critical illnesses.
5
Since 2015, the company has also donated over 435,000 pounds of food to local food banks.
6

Fair Money & Economic Opportunity

-30

The company's average timeshare interest rate was 17.9% - 20% APR in 2023.

1
Sales associates are trained to provide high-quality, accurate, and consistent information during presentations, and a non-sales associate reviews contracts with buyers to help them understand their commitments.
2
A "cooling off" rescission period is offered in many jurisdictions, allowing buyers to reconsider their decision without penalty.
3
The company performs credit checks to evaluate potential borrowers' ability to support the financial investment and requires associates with direct responsibilities for the financing business to take training on fair lending practices within 60 days of joining and every other year thereafter.
4
The company is also the subject of a class-action lawsuit alleging a racketeering scheme and violations of real estate law regarding its timeshare sales, which is not the first such lawsuit against its points program.
5

Fair Pay & Worker Respect

0

Marriott Vacations Worldwide Corporation's CEO to median employee pay ratio was 156:1 in 2024.

1
The company achieved an 80% overall employee engagement score in 2019.
2
In 2025, the company, along with Marriott Ownership Resorts, settled an employment discrimination allegation with the U.S. Equal Employment Opportunity Commission (EEOC) for $175,000.
3

Fair Trade & Ethical Sourcing

0

No evidence available to assess Marriott Vacations Worldwide Corporation on Fair Trade & Ethical Sourcing.

Honest & Fair Business

-40

The company incurred $175,000 in ethics-related regulatory fines in 2025 for employment discrimination.

1
The company's report was not externally assured, and there are no current plans to seek external assurance, indicating a very low extent of independent verification of ethical claims.
2
While a Business Integrity Line and a "No Retaliation" policy exist for whistle-blowers, allowing anonymous reporting and ensuring confidentiality, there is no explicit evidence of independent investigation processes for concerns raised.
3
The company has a comprehensive anti-corruption policy that strictly forbids giving anything of value to government officials, applies the FCPA and U.K. Bribery Act globally, includes clear policies on gifts with specific limits, provides specialized training for relevant roles, and performs due diligence on third parties to ensure compliance with anti-corruption prohibitions.
4

Kind to Animals

-60

Marriott International, under whose brands VAC.US operates, sources eggs from hens kept in wire cages on factory farms, where they experience extreme confinement, limited space, trampling, feather loss, and stress-induced cannibalism.

1
The company failed to meet its global commitment to eliminate cages from its egg supply chain by the end of 2025, indicating that a significant portion of its egg supply still originates from caged systems.
2
Additionally, Marriott is removing tours that involved unethical treatment of camels and horses, including being beaten, underfed, injured, and slaughtered, in the Egyptian tourism industry.
3

No War, No Weapons

0

No evidence available to assess Marriott Vacations Worldwide Corporation on No War, No Weapons.

Planet-Friendly Business

-50

Marriott Vacations Worldwide (VAC.US) is in the process of developing baselines and plans to set science-based reduction targets in the future, indicating no validated targets currently exist.

1
The company sources 48% of its total water withdrawal from regions with High or Extremely High Baseline Water Stress.
2
VAC.US has published its fourth report aligned with the TCFD framework
3
and performed a portfolio sustainability risk assessment.
4
As of the end of 2023, 59% of the company's properties were Audubon International-certified
5
, and its new corporate headquarters received LEED Gold certification.
6

Respect for Cultures & Communities

0

The provided articles do not contain specific, quantitative data points for any of the KPIs related to Respect for Cultures & Communities for Marriott Vacations Worldwide Corporation (VAC.US). Information regarding cultural training programs is attributed to Marriott International, a distinct entity, and does not provide the required metrics for VAC.US. The Culture Day program began in May 2014.

1
The program has expanded significantly, with over 50 trainings in 30 cities, 8 countries, and covering 13 cultures.
2
Consequently, there is no evidence to assess VAC.US against the defined metrics.

Safe & Smart Tech

-80

Marriott experienced multiple catastrophic data breaches between 2014 and 2022, impacting hundreds of millions of people.

1
The 2018 breach alone affected 383 million booking records, including 5.25 million unencrypted passport numbers.
2
These breaches went undetected for extended periods, some for over a year or almost four years.
3
The FTC and 49 states/DC settled with Marriott over data security violations, resulting in a $52 million penalty.
4
The settlement mandates 20 years of annual compliance certification and biennial independent security program assessments.
5
The FTC alleged failures to implement adequate security controls, patch outdated software, log and monitor networks, and deploy multi-factor authentication.
6
The 2022 breach involved stolen passwords, highlighting a weakness in authentication.
7
Furthermore, the settlement required Marriott to provide a way for U.S. customers to request deletion of their personal information.
8

Zero Waste & Sustainable Products

-20

Marriott Vacations Worldwide Corporation achieved a 42% waste diversion rate in 2023.

1

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AI-generated analysis based on publicly available data. Not financial advice. Ratings are expressions of opinion derived from automated models and may contain inaccuracies. See our Risk Disclosure for full details.