TFS Financial Corporation.
TFSL.US | Other monetary intermediation
TFS Financial Corporation operates as the holding company for Third Federal Savings and Loan Association of Cleveland. The company provides various retail banking services, including deposit accounts like savings, checking, and money market accounts, as well as certificates of deposit. Its lending a...Show More
Better Health for All
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The company's core business is retail banking services, primarily residential real estate loans. Its products and services, such as mortgages and home equity loans, do not have a direct positive or negative impact on health outcomes. There is no evidence of revenue from products with negative health outcomes, nor are there direct safety implications for physical or mental health from its financial products. The company does not offer health-related products or services, engage in health-focused R&D, or collect health-related data. Its operations do not directly intersect with healthcare workforce development, preventative health, or health crisis response. There is no information regarding mental health initiatives, pharmaceutical patents, nutrition, food safety, addiction mitigation, or clinical trial ethics.
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While the company targets low-to-moderate-income areas and majority-minority neighborhoods with mortgage products and community support initiatives,
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these efforts are not explicitly linked to health needs or health equity programs as defined by the rubric.
Fair Money & Economic Opportunity
-40
TFS Financial Corporation received a "Satisfactory" rating on its Community Reinvestment Act (CRA) exam for the period from January 1, 2020, to December 31, 2022.
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The company operates 37 full-service offices as of September 30, 2023, with 21 in Northeast Ohio and 16 in Florida.
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It also has 2 lending offices in Central/Southern Ohio.
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The company targets low-to-moderate-income areas and majority-minority neighborhoods with mortgage programs and offers HomeToday seminars for homebuyer education, partnering with HUD-certified housing counselors.
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However, no quantitative data on the reach or outcomes of these financial literacy programs is provided.
Fair Pay & Worker Respect
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No evidence available to assess TFS Financial Corporation on Fair Pay & Worker Respect.
Fair Trade & Ethical Sourcing
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TFS Financial Corporation operates as a financial services company, primarily involved in retail banking, lending, and investments. The ethical value 'Fair Trade & Ethical Sourcing' and its associated KPIs are designed for companies that procure or trade physical commodities and have supply chains with exposure to risks like child/forced labor, fair pay for producers, and material sourcing. As a financial institution, TFSL.US does not engage in these types of procurement activities, making all KPIs under this value N/A.
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The provided articles confirm the absence of quantitative data relevant to these specific metrics for TFSL.US.
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Honest & Fair Business
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No evidence available to assess TFS Financial Corporation on Honest & Fair Business.
Kind to Animals
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No evidence available to assess TFS Financial Corporation on Kind to Animals.
No War, No Weapons
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The provided articles do not contain specific, factual evidence regarding TFS Financial Corporation's (TFSL.US) performance against any of the 'No War, No Weapons' ethical value KPIs.
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Multiple articles explicitly state that no data relevant to the requested metrics is present for TFSL.US, and other articles discuss general industry trends or different companies.
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Planet-Friendly Business
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TFS Financial Corporation reported total gross market-based Scope 1, 2, and 3 GHG emissions of 1,313 tCO₂e in 2024, an increase from 925 tCO₂e in 2023, primarily due to an expansion of reporting scope.
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The company has preliminary targets for a 42% reduction in Scope 1 and 2 emissions and a 52% reduction in Scope 3 emissions by 2030, and is committed to submitting net-zero targets to SBTi by the end of 2025; however, these targets are not yet validated.
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The share of operational energy consumption sourced from renewables increased from 42% in 2023 to 62% in 2024.
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Respect for Cultures & Communities
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No data was available from the provided article to assess TFS Financial Corporation against the 'Respect for Cultures & Communities' ethical value.
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The article explicitly stated that the requested page was inaccessible and no data was available for analysis.
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Safe & Smart Tech
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No evidence available to assess TFS Financial Corporation on Safe & Smart Tech.
Zero Waste & Sustainable Products
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No evidence available to assess TFS Financial Corporation on Zero Waste & Sustainable Products.